Can Foreigners Buy Property in Costa Rica?

Yes. Foreigners have the same property rights as citizens for titled property, with narrow exceptions (e.g., maritime zone concessions).

Ownership structures

Personal title: Most common for individuals/couples.
Corporate (SRL/S.A.): Liability/banking flexibility; extra filings.
Trusts/Foundations: Case-specific planning.

Key myths

Myth: “Foreigners can’t own near the beach.”
Fact: Titled property outside the Maritime Zone is fully ownable. Inside the first 200m (maritime zone), many parcels are concessions—different rules apply.

Due diligence

Attorney verifies title, liens, boundaries, permits, HOA docs, taxes and zoning. Don’t skip professional checks.

Closing basics

Plan ~3%–5% for closing costs (legal, transfer tax/stamps, notary/registry); who pays what can be negotiated.

Residency & banking

Ownership ≠ residency. Residency paths (e.g., investor) have separate requirements. Local banking takes time; plan ahead.