What to budget for condos and houses in Guanacaste.
Common coverages: structure, contents, liability; add flood/quake as needed. Premiums vary by construction, location, and limits.
Tropical climate = proactive care: roofs, paint, AC service, dehumidification, pest control, appliances.
2BR condo: Insurance + routine maintenance often 1%–2% of property value.
View home: Budget higher for exterior exposure, slope drainage, pool equipment.
Use scheduled maintenance, track humidity, protect finishes, set realistic reserves, and choose responsive managers.